When under a particularly strict programming deadline (like an hour), if I panic at all, my tendency is to jump into coding without a real plan and hope I figure it out as I go along. Given enough time, this can work, but in an interview it's been pretty unsuccessful, if not downright counter-productive. I'm not always comfortable sitting there thinking while the clock ticks away.

Is there a checklist or are there techniques to recognize when you understand the problem well enough to start coding? Maybe don't touch the keyboard for the first 5-10 minutes of the problem? At what point do you give up and code a brute-force solution with the hope of reasoning out a better solution later?

A related follow-up question might be, "How do you ensure that you are solving the right problem?" Or "When is it most productive to think and design more vs. code some experiments to and figure out the design later?"

EDIT: One close vote already, but I'm not sure why. I wrote this in the first person, but I doubt I'm the only programmer to ever choke in an interview. Here is a list of techniques for taking a math test and another for taking an oral exam. Maybe I'm not expressing myself well, but I'm asking if there is a similar list of techniques for handling a programming problem under pressure?